【Terms & Conditions of YBEX x FWD Joint Promotion 】

  1. Any participant (" Participant") in this Promotion ("Promotion"), confirms that they have read, understood and agreed to these terms and conditions (including any amendments) (" Terms"). YBEX and FWD General Insurance Company Limited (" FWD GI") may amend these Terms from time to time without prior notice. Amendments will be effective upon YBEX's posting of such updated Terms.

  2. The Promotion period shall start at 12am on 1 July 2018 (Hong Kong time) and end at 11:59pm on 30 September 2018 (" Promotion Period"). Transactions and registration must be completed within the Promotion Period.

  3. Each Participant must be a registered user of YBEX (" User") and is only eligible for the Offer up to once a month during the Promotion period. Limited offering and distributed on a first come first serve basis.

  4. New users successfully sign up between 1 August 2018 and 30 September 2018 are eligible for the "FWD Free 3-day TravelCare (Single Trip) Insurance Plan (Plan B)" (" the Offer").

  5. Existing users are eligible for the Offer on condition that each transaction must:

    a. be made via YBEX to any Money Changer (Hong Kong only) on the platform and completed at store on the same day;

    b. be valued at HK$1,000 or above;

    c. be the first completed transaction in the month;

    d. not be transacted by using YBCoins.

  6. The redemption of the Offer must be made through the Designated Sales Channel on or before October 31, 2018 with the Promotion Code. The Designated product is valued at HK$115 and customers may redeem the Offer or pay the premium difference to purchase another FWD TravelCare Insurance (Single Trip) Plan.

  7. The product value (" Premium") above-mentioned does not include insurance levy to be collected by the Insurance Authority. Insurance levy is calculated based on the Premium before discount. For further information, please visit http://www.fwd.com.hk/en/insurance-levy or contact our 24-hour Service Hotline at 3123 3123.

  8. The Promotion Code is transferable but cannot be sold. Each Promotion Code can only be used once.

  9. The Promotion Code will not be reissued or replaced in the event of loss. Should any dispute arise, the decision of FWD GI shall be final and conclusive.

  10. The Offer shall not be redeemable for cash and cannot be used in conjunction with any other promotion program.

  11. All matters that concern this Promotion shall be decided at the sole discretion of YBEX and FWD. YBEX reserves all rights which includes suspension, adjustments and/or termination of this Promotion. Participants who violate any of these Terms shall be disqualified without further notification at the sole discretion of YBEX and FWD including the use of duplicate identities and/or any other action that YBEX deems to be a problem. No appeal may be made and no consideration will be taken of such appeal. YBEX and FWD will not be held responsible for any technical failure and/or other factors that lead to any inability to participate in this Promotion. Any appeals from Participants will not be taken into consideration.

  12. YBEX shall not bear any responsibility and/or liability after sending out the promotion code to Participants. Participants shall proceed with the redemption, transaction and usage of the promotion through FWD's Designated Sales Channel as specified by FWD. Please review FWD's terms and conditions for terms related to the Offer.

  13. TravelCare is underwritten by FWD GI and is subject to its terms and conditions. FWD GI has the right to approve or reject any application, and its decision in relation to disputes that may arise from this offer will be final and conclusive.

  14. In the event of any inconsistency between the English version and the Chinese version of these Terms & Conditions, the English version shall prevail.

【YBEX x FWD 推廣活動 之條款及細則】

  1. 活動的所有參加者(「 參加者 」)均確認已細閱、理解及同意所有條款及細則(包括所有改動)(「 條款 」)。YBEX及富衛保險有限公司(「 富衛保險 」)有機會在需要時修改條款,並在YBEX刊登後即時生效。

  2. 活動由香港時間2018年7月1日早上12時正開始生效,至2018年9月30日晚上11時59分止(「 推廣期 」),活動參與者須在推廣期內完成登記或完成交易。

  3. 參加者須為YBEX的註冊用戶(「 用戶 」),並於推廣期間內每月享有優惠最多一次。活動名額有限,先到先得。

  4. 於2018年8月1日至9月30日期間,成功登記成為新用戶者,可獲得「免費3天富衛單次旅遊保險(計劃B)」(「 優惠 」)。

  5. 現有用戶符合以下規定的交易,方可獲得優惠:

    a. 透過YBEX向平台上任個一間合作找換店(只限香港)預約兌換並即日內到找換店完成;

    b. 交易等值1,000元港幣或以上;

    c. 為當月內首宗等值1,000元港幣或以上的完成交易;

    d. 不得使用YBCoins 。

  6. 客戶必須於2018年10月31日或之前於 指定銷售平台輸入此優惠編號。此指定產品價值$115港元,客戶可換取優惠,或可補回差價購買其他富衛保險的單次旅遊保險。

  7. 上述提及之產品價值(「保費」)尚未包括保險業監管局收取的保費徵費。保費徵費會以折扣前之保費計算。有關資料,可瀏覽 http://www.fwd.com.hk/tc/insurance-levy 或致電我們24小時服務熱線 3123 3123。

  8. 優惠編號可以轉讓,但不可轉售。而每個優惠編號只可使用一次。

  9. 優惠編號如有遺失,恕不重發或補發。如有任何爭議,概以富衛保險的決定為準。

  10. 優惠不能兌換現金或與其他優惠同時使用。

  11. YBEX及富衛保險保留所有有關是次活動的最終決定權。YBEX保留所有包括暫停、更改或終止活動的權利。任何違反以上條款之參加者將被取消資格而不獲通知,包括以不同身份重覆領取或任何有損YBEX及富衛保險利益的行為。活動不設上訴機制,參加者不得異議。如因電腦、網絡、電話、技術故障而導致參加者所遞交的資料有延誤或遺失,YBEX及富衛保險並不負上任何法律責任,參加者也不得向YBEX及富衛保險作任何追究。

  12. 合資格的用戶獲發優惠編碼後,所有換領旅遊保險相關的程序及交易均由富衛保險處理,與YBEX無關,請細閱及遵從本優惠的條款及細則。

  13. 旅遊保險由富衛保險有限公司(「富衛保險」)所承保並受其條款及細則規限,富衛保險保留批核或拒絕任何申請的權利,並就此優惠的任何爭議保留最終決定權。

  14. 中英文版本如有歧異,概以英文版本為準。